Show Me The Money

The other day I was looking up my credit card account.  I had recently paid it off but I knew I was supposed to receive a credit from 1-800-Contacts for returning contacts that I could no longer use.  Upon checking my account, I had a $310 credit.  The credit card company was going to hold this as a credit!  I called up the company and told them I wanted my money in check form.  They obliged, but had I not called, they would have just held my money.  I encourage people to keep a close eye on this.  No one wants to give a customer their money back, even if it is their money.  In fact, when I first called up the company they kept asking if I was sure I wanted a check because of residual finance charges.  My account had been at $0 for two months now, how would I have incurred additional finance charges?


Moral of the story, make sure you keep a close eye on all your accounts.  You could be missing out on money in your pocket because the bigger corporations aren't willing to part with it.